Health Assure Plan: Easy, Comprehensive and Affordable
Umesh, 34 is an architect, his wife Sanjana, 28, a fashion designer and mother of a beautiful girl. Lately Umesh has been thinking of getting a comprehensive health cover for the entire family. Although Umesh has a health cover provided by his employer, it only covers him and his wife. He is keen that Sanjana, their daughter and his parents be covered as well. Since Umesh spends a lot of time away from home and a computer, he asks his wife Sanjana to explore some health plans on the internet.
After days of searching Sanjana concluded that while many similar products exist online, her primary requirement from health insurance was reliability. Sanjana comes across HDFC Life Health Assure Plan and is delighted by the features of the plan. She is very happy that finally all her family’s requirements will be taken care of. Sanjana decides she will discuss the plan with Umesh that evening. As soon as her husband settles down with a cup of tea into his favourite sofa after work, she brings up to the topic of the health cover she found on the web and starts telling him about it.
Sanjana thinks that HDFC Life Health Assure plan suits her because it is a family health insurance product that provides coverage for the whole family at an affordable price. The flexibility of the plan ensures that whether it is a large family or a single individual, everyone can benefit from a medical cover.HDFC Life Health Assure Plan offers this protection for as little as Rs. 12 per day1 depending on your age, personal profile and plan options. The plan has premium has a freeze on premium increases for the first three policy years which is something that delights Sanjana because she knows her budget won’t be affected.
Comprehensive coverage was one of the criterions for Sanjana’s search for the right health plan. She wanted something for her family that provides the most amount of health coverage at the least cost. HDFC Life Health Assure ended her search for the right plan because it provides lifelong reliable medical coverage and comes with perks like expense coverage for emergency ambulance, donor expense reimbursement and of course inpatient hospitalisation cover.
Sanjana not only wants to ensure that Umesh and herself get the best coverage in their advanced age but is also taking this plan for her in-laws and her parents. The elderly in the family need extra health protection and she knows that HDFC Life Health Assure plan will provide her with that and with limit restoration feature, even if one member of the family falls sick, she knows her sum assured will be returned to its original value.
What really tilted the scales in favour of HDFC Life Health Assure Plan for Sanjana were the additional benefits she could receive for just a little extra premium. She really loved multiplier benefit, which would double her family’s coverage in case of 2 claim-free years. With the wellness benefit she will receive free health check-up vouchers in her second policy year. The two optional benefits of room rent enhancement and restore benefit are the icing on the cake.
HDFC Life comes with the reliability of HDFC, a brand synonymous with the Indian financial services industry. Claims are easy. Cashless hospitalisation is available with your HDFC Life health insurance card and a Third Party Administrator (TPA) oversees it. Umesh is glad that Sanjana found HDFC Life Health Assure Plan. They arrive at a decision to purchase it. What about you?