Compare Health Insurance Plans

Guide to Compare Health Insurance Plans

Selecting the right health insurance plan is not easy. There are many parameters to be evaluated and different insurance plans excel on varying parameters. In other words, there is no one-size-fits-all health insurance plan. There is an informed decision to be taken based on your needs and the needs of your family.

When you compare health insurance plans, you must look closely at the following parameters:

  • a. In-patient hospitalization
  • b. Day care benefit
  • c. Pre and post hospitalization
  • d. Emergency ambulance
  • e. Donor expense benefit
  • f. Maternity benefit
  • g. Hospital cash benefit
  • h. Wellness benefit

An objective health insurance comparison based on these parameters is likely to give you a fairly good idea on which health insurance plan is best suited for you/your family.

One of the health insurance plans in the market today that is placed favorably on many of the aforementioned parameters is the HDFC Life Health Assure Plan.

Listed below are the various parameters and how health insurance fares vis-à-vis each of them.

  Plan Type Individual Family Floater
Plan Option Silver Gold Silver Gold
Sum Insured 3 Lakhs 5 Lakhs 3 Lakhs 5 Lakhs 7 Lakhs 10 Lakhs
Benefits within Annual limit InPatient Hospitalisation Covered Covered
Day Care Benefit Covered Covered
Pre and Post Hospitalisation Covered Covered
Emergency Ambulance Covered Covered
Donor Expense Benefit Covered Covered
Maternity Benefit Covered Covered
Hospital Cash Benefit Not Covered Covered Not Covered Covered
Additional Benefit Wellness Benefit Not Covered Covered Not Covered Covered

Presented by :

Category : Family Health Insurance

*premium Amount for Male, 35 yrs, 10 year term, Silver option, including tax.
HDFC Standard Life Insurance Company Limited.

Insurance is the subject matter of the solicitation. For more details on risk factors, associated terms and conditions and exclusions please read the product brochure before concluding a sale. HDFC Life Health Assure Plan (Form No. P501-105, UIN: 101N087V01) is the name of traditional health plan offered by HDFC Life. HDFC Standard Life Insurance Company Limited is only the name of the Insurance Company, HDFC Life is only the name of the brand and HDFC Life Health Assure Plan is only the name of the product. The name of the company, name of the brand and the name of the product does not in any way indicate the quality of the contract, its future prospects or returns. HDFC Standard Life Insurance Company Ltd. IRDAI Reg No. : 101. ARN: MC/03/2015/6186.
CIN : L65110MH2000PLC128245. Tax benefits are subject to change in tax laws.

Corporate Office & Registered Address

HDFC Standard Life Insurance Company Ltd.
Lodha Excelus, 13th Floor Apollo Mills Compound,
N.M. Joshi Marg, Mahalaxmi
Mumbai, Maharashtra 400011
Telephone: (022) 67516666

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