HDFC Health Assure Plan Features

HDFC Life Health Assure Plan, a comprehensive, pure protection health insurance plan that can be modified to fit your needs.

Premium Guarantee

Flexibility to choose from 2 plan types:

  1. Individual : A cover for your complete health care

  2. Family floater : A cover which provides your complete family the health protection. You can include your spouse, children, both parents and even parents-in-laws

Flexibility to choose from 2 plan options with varying sum assured limits and benefits:

  1. Gold plan : A comprehensive plan with additional features like Hospital Cash Benefit, Maternity Benefit and Wellness benefit

  2. Silver plan : A complete plan with all desired benefits at an affordable price

Flexibility to opt for 2 more optional benefits:

  1. Room Rent Enhancement : This option eliminates the sub-limit on room rent and provide more flexibility to choose room

  2. Restore Benefit Option : Under this option the Sum Insured is restored to the original level if basic Sum Insured & multiplier benefit is exhausted due to claims made.

Premium Guarantee

  1. Premium guaranteed for 3 years even if you make a claim

  2. No change in Premium due to increase in the ages of the lives assured and in case of claims

  3. Premium renewed at the end of policy term

Multiplier Benefit :

Increases you Sum assured by 50% after 1 Claim free year and doubles (increase by 100%) after 2 consecutive claim free years

Guaranteed Lifetime Renewability :

The cover will continue to cover you till your old age3. There will be no fresh underwriting at each renewal.

Cashless Claim Service :

You may avail the Cashless Claims Service at any of the network hospitals as identified by us and empanelled by our appointed Third Party Administrator (TPA). You and insured family members will be provided with a Health Identity Card with a unique membership ID which will enable you to avail of Cashless Claims Service.

Hassle free Claim Reimbursement Process :

If you wish to get admitted to a hospital that is out of network or not avail the Cashless Claim Service, then you may submit your claim to us or with our TPA along with relevant claim documents and original bills

DISCLAIMERS
  1. These options are optional benefits and can be added to the policy by paying extra premiums. Moreover the options are subject to terms & conditions, please refer product brochure for details

  2. Subject to policy being in force

  3. Subject to continuity of policy with no break in cover, at the then prevailing premium rates and the then prevailing product terms and conditions

*premium Amount for Male, 35 yrs, 10 year term, Silver option, including tax.
HDFC Standard Life Insurance Company Limited.

Insurance is the subject matter of the solicitation. For more details on risk factors, associated terms and conditions and exclusions please read the product brochure before concluding a sale. HDFC Life Health Assure Plan (Form No. P501-105, UIN: 101N087V01) is the name of traditional health plan offered by HDFC Life. HDFC Standard Life Insurance Company Limited is only the name of the Insurance Company, HDFC Life is only the name of the brand and HDFC Life Health Assure Plan is only the name of the product. The name of the company, name of the brand and the name of the product does not in any way indicate the quality of the contract, its future prospects or returns. HDFC Standard Life Insurance Company Ltd. IRDAI Reg No. : 101. ARN: MC/03/2015/6186.
CIN : L65110MH2000PLC128245. Tax benefits are subject to change in tax laws.

Corporate Office & Registered Address

HDFC Standard Life Insurance Company Ltd.
Lodha Excelus, 13th Floor Apollo Mills Compound,
N.M. Joshi Marg, Mahalaxmi
Mumbai, Maharashtra 400011
Telephone: (022) 67516666

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