HDFC Life Health Assure Plan, a comprehensive, pure protection health insurance plan that can be modified to fit your needs.
Flexibility to choose from 2 plan types:
Individual : A cover for your complete health care
Family floater : A cover which provides your complete family the health protection. You can include your spouse, children, both parents and even parents-in-laws
Flexibility to choose from 2 plan options with varying sum assured limits and benefits:
Gold plan : A comprehensive plan with additional features like Hospital Cash Benefit, Maternity Benefit and Wellness benefit
Silver plan : A complete plan with all desired benefits at an affordable price
Flexibility to opt for 2 more optional benefits:
Room Rent Enhancement : This option eliminates the sub-limit on room rent and provide more flexibility to choose room
Restore Benefit Option : Under this option the Sum Insured is restored to the original level if basic Sum Insured & multiplier benefit is exhausted due to claims made.
Premium guaranteed for 3 years even if you make a claim
No change in Premium due to increase in the ages of the lives assured and in case of claims
Premium renewed at the end of policy term
Multiplier Benefit :
Increases you Sum assured by 50% after 1 Claim free year and doubles (increase by 100%) after 2 consecutive claim free years
Guaranteed Lifetime Renewability :
The cover will continue to cover you till your old age3. There will be no fresh underwriting at each renewal.
Cashless Claim Service :
You may avail the Cashless Claims Service at any of the network hospitals as identified by us and empanelled by our appointed Third Party Administrator (TPA). You and insured family members will be provided with a Health Identity Card with a unique membership ID which will enable you to avail of Cashless Claims Service.
Hassle free Claim Reimbursement Process :
If you wish to get admitted to a hospital that is out of network or not avail the Cashless Claim Service, then you may submit your claim to us or with our TPA along with relevant claim documents and original bills