HDFC Life Easy Health Plan: Benefits
Health is the most valuable asset you have. Everything that you’ve planned for the future, it all depends on how healthy you are right now. But, due to drastic changes in lifestyle, health issues have heightened, which has led to added expenditure, a burden too heavy for your family to bear.
Medical bills aren’t cheap and hence it becomes imperative to have an individual health insurance or a family health insurance in place. Having an insurance will rid you or your family of any financial burden during the treatment of a critical illness.
Here are some advantages of HDFC Life Easy Health Plan - Health Policy For Family:
You’ve the option to choose 1, 2 or all of the 3 benefits.
- Critical illness benefit
- Daily Hospital cash benefit
- Surgical benefit
Critical Illness benefit
- 100% of the Sum Insured shall be payable in case detected with any one of 18 Critical Illnesses specified
Daily hospital cash benefit
- Benefit payable shall be for a maximum of 30 days (for ICU room) and 60 days (for Non ICU room) during the policy term.
- Benefit payable shall be for a maximum of 10 days (for ICU room) and 20 days (for Non ICU room) per year
- 1% and 2% of Sum Insured shall be payable per day in case of Hospitalization on admission into ICU room and Non ICU Room respectively
- Based on the severity of the surgery, a lump sum payout of up to 100% of the sum insured against 138 surgeries