HDFC Life Cancer Care Plan by HDFC Health

HDFC Life Cancer Care
Rated : 3.94/5 (545 Votes)

Why we need to secure against Cancer?

Cancer in India is rising at an alarming rate and it can happen to anyone. Instead of believing that “I will not be the one” get ready with HDFC Life Cancer Care.

The Impact of Cancer on the family is not on health alone but also on the financial and emotional front. Most of us are not financially ready to fight against this deadly disease of Cancer.

Here are some options and the benefits available under HDFC Life Cancer Care Insurance:

Plan Option Silver Gold Platinum
Base Benefit
Increased Benefit
Income Benefit

We recommend you to opt for HDFC Life Cancer Care Plan – A comprehensive Cancer insurance policy, which enables you and your family to stay financially and mentally secure should you be diagnosed with early or advanced Cancer.

Also, following are some terminologies one needs to be familiar with while optiong for cancer insurance:

Portability

Portability means transfer by an individual health insurance policyholder of credit gained for pre-existing conditions and time-bound exclusions if he/she chooses to switch from one insurer to another.

Pre-existing Condition

Pre-existing Condition is a cancer condition (primary or metastatic); precancerous condition or related condition(s) for which the insured had signs or symptoms, and/or was diagnosed, and/or received medical advice or treatment within 48 months prior to the date on which the policy was issued.

Major Cancer

A malignant tumor characterized by the uncontrolled growth and spread of malignant cells with invasion and destruction of normal tissues. This diagnosis must be supported by histological evidence of malignancy and confirmed by a pathologist. The term cancer includes leukemia, lymphoma and sarcoma.

Early Stage Cancer

Early Stage Cancer shall mean the presence of one of the following malignant conditions:

1. Tumor of the thyroid histologically classified as T1N0M0 according to the TNM classification
2. Prostate tumor should be histologically described as TNM classification T1a or T1b or T1c are of another equivalent or lesser qualification
3. Chronic lymphocytic leukemia classified as RAI Stage I or II
4. Basal cell and squamous skin cancer that has spread to distant organs beyond the skin
5. Hodgkin’s lymphoma Stage I by the Cotswolds classification staging system

The diagnosis must be based on histopathological features and confirmed by a Pathologist. Pre-malignant lesions conditions, unless listed above, are excluded.

Calculate Premium for Cancer Insurance

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Lisa Ray: People think that health insurance covers the entire cost of cancer treatment. Mujhe bhi aisa hee lagaa tha. But cancer se ladne keliye you need cancer insurance.

Super + VO: Presenting HDFC Life Cancer Care. Rs.20 lacs cancer cover @less than Rs.5/day.

Lisa Ray: So get cancer insurance policy, but I hope you never need it.

*premium Amount for Male, 35 yrs, 10 year term, Silver option, including tax.
HDFC Standard Life Insurance Company Limited.

Insurance is the subject matter of the solicitation. For more details on risk factors, associated terms and conditions and exclusions please read the product brochure before concluding a sale. HDFC Life Health Assure Plan (Form No. P501-105, UIN: 101N087V01) is the name of traditional health plan offered by HDFC Life. HDFC Standard Life Insurance Company Limited is only the name of the Insurance Company, HDFC Life is only the name of the brand and HDFC Life Health Assure Plan is only the name of the product. The name of the company, name of the brand and the name of the product does not in any way indicate the quality of the contract, its future prospects or returns. HDFC Standard Life Insurance Company Ltd. IRDAI Reg No. : 101. ARN: MC/03/2015/6186.
CIN: U99999MH2000PLC128245. Tax benefits are subject to change in tax laws.

Corporate Office & Registered Address

HDFC Standard Life Insurance Company Ltd.
Lodha Excelus, 13th Floor Apollo Mills Compound,
N.M. Joshi Marg, Mahalaxmi
Mumbai, Maharashtra 400011
Telephone: (022) 67516666

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